Calculate your hourly rate: what should you charge as a freelancer?
Enter what you want to keep net per month and instantly see the hourly rate that goes with it. Tax, business costs and pension are included, with realistic billable hours.
Assumption: 46 billable weeks per year. Sales, administration, holidays and sick days are already accounted for.
Required hourly rate (excl. VAT)
€53/hr
€68,801 revenue per year at 1288 billable hours
How this was calculated
| Desired net per year | €42,000 |
| Income tax and Zvw contribution | +€16,321 |
| Pension reservation | +€6,480 |
| Required profit | €64,801 |
| Business costs | +€4,000 |
| Required revenue per year | €68,801 |
Divided by 1288 billable hours that is €53 per hour. Round up in your quotes; a buffer for quiet months is no luxury.
This calculation is an indication based on the 2026 figures and does not take into account your personal situation, other income or deductions. No rights can be derived from it; it is not tax advice.
Rate set? Now start tracking your hours.
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